Instant access savings accounts

Instant accounts

Instant access savings accounts help you build a nest egg - but give you access to your money when you need it.


Savings AccountAER (Variable)Ideal for...Manage accountSave from
Direct Saver 0.95% to 1.70%...earning a higher rate the more you save, in this online-only accountOnline£1
Telephone Saver 0.75% to 1.50%...managing your savings over the phoneOnline and phone£1
Instant Access Cash ISA 1.25% to 2.50%...making the most of your tax-free savings Online, phone and branch£1
Instant Savings Tracker 0.20% to 1.50%...earning a bonus when you limit your withdrawalsOnline, phone and branch£500
Instant Access Savings Account 0.20% AER (variable)...starting the saving habitOnline, phone and branch£50
First Home Saver 0.20% to 1.50%...building a deposit for your first home, and earning a cashback bonusBranch£100
Royalties Saver 2.35% to 2.85%(includes 2.00% bonus for 6 months)...Royalties Gold and Royalties Private customersOnline, phone and branch£2000